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Overview of Federal Direct Student Loans

College Planners of America

Students can start submitting FAFSA applications on October 1 of each year for the following academic year. For the 2025-26 school year, it is June 30, 2026. Federal Protections and Benefits One benefit of Federal loans is the array of protections and benefits that they offer.

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IDR Application is Back Up

NCLC Student Loan Borrower Assistance

On March 26, 2025, the Department of Education reopened the online application for Income-Driven Repayment (IDR) plans for federal student loan borrowers. This follows a very stressful period for student loan borrowers. Contact their loan servicer and ask to be placed in a processing forbearance.

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How to Make College More Affordable: Why Early Financial Aid Planning Matters

CFAA College Financial Aid Advisors

Now Enrolling: College Financial Aid Advising for the Class of 2026-2027! Im excited to announce that sign-ups are now open for the next class of college-bound students and returning students! If your family will be navigating the financial aid process for the 2026-2027 academic year, now is the time to secure your spot.

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The Essential Guide to Financial Aid for High School Juniors

CFAA College Financial Aid Advisors

Now Enrolling: College Financial Aid Advising for the Class of 2026-2027! Im excited to announce that sign-ups are now open for the next class of college-bound students and returning students! If your family will be navigating the financial aid process for the 2026-2027 academic year, now is the time to secure your spot.

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From Junior to Senior Year: Your College Financial Aid Prep Starts Now

CFAA College Financial Aid Advisors

Now Enrolling: College Financial Aid Advising for the Class of 2026-2027! Im excited to announce that sign-ups are now open for the next class of college-bound students and returning students! If your family will be navigating the financial aid process for the 2026-2027 academic year, now is the time to secure your spot.

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FAFSA Made Simple: A Beginner’s Guide for the 2025-2026 Application

CFAA College Financial Aid Advisors

The most important financial document that students will file with their families this fall is the FAFSA, the Free Application for Federal Student Aid. For the 2025-2026 application cycle, the FAFSA will come online in December. You may never know what aid your student can receive!

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Deciding on Financial Aid Offers: Do You Really Need All Those Loans?

CFAA College Financial Aid Advisors

Federal student loans typically offer more favorable terms, such as fixed interest rates and flexible repayment options, compared to private loans. Additionally, federal loans may qualify for income-driven repayment plans and loan forgiveness programs, providing valuable assistance post-graduation.