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IDR Application is Back Up

NCLC Student Loan Borrower Assistance

On March 26, 2025, the Department of Education reopened the online application for Income-Driven Repayment (IDR) plans for federal student loan borrowers. This follows a very stressful period for student loan borrowers. On February 21, the Department pulled down the IDR application.

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Student Loan Debt Relief Do’s and Don’ts

Ed.gov Homeroom

PROTECT YOURSELF FROM SCAMS INVOLVING STUDENT LOAN DEBT RELIEF YOU ARE YOUR BEST PROTECTION AGAINST SCAMMERS DON’T pay anyone who contacts you with promises of debt relief or loan forgiveness. The application will be free and easy to use when it opens in October. YOU DO NOT NEED TO PAY ANYONE TO OBTAIN DEBT RELIEF.

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Last Chance for Many to Get More Credit Toward Student Loan Cancellation

NCLC Student Loan Borrower Assistance

The deadline to apply to consolidate many older federal student loans to be included in the one-time payment count adjustment is Tuesday, April 30th. Do I need to consolidate my loans to get additional credit toward debt relief? I have loans I need to consolidate – what do I do next?

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The Department of Education Pauses Processing of TPD Discharges from Dec. 20, 2024, to early Mar. 2025 – What You Should Know

NCLC Student Loan Borrower Assistance

On December 20, 2024, the Department of Education announced that it is temporarily pausing the processing of Total and Permanent Disability (TPD) discharge applications. To cancel loans under the TPD program, the borrower must be totally and permanently disabled and unable to engage in any substantial gainful employment activity.

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Student Loan Deadlines for 2022-2023: COVID-19 Relief, FAFSA and Others

Student Loan Hero

What are the COVID-19 student loan relief deadlines for federal debt repayments? You may have heard some student loan servicers are closing shop — when does that happen? Over next two years: Many federal student loan servicer contracts due to expire. 1: Free Application for Federal Student Aid (FAFSA) opens.

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It’s Not Too Early: Start Your Financial Aid Planning Now

CFAA College Financial Aid Advisors

Heres how you can begin today: Learn the Basics of Financial Aid One of the most important tools in the financial aid process is the FAFSA (Free Application for Federal Student Aid). This form determines your eligibility for federal aid such as grants, work-study, and student loansand many states and colleges use it too.

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A Sneak Peek At New Student Loan Rules Coming in July 2023

NCLC Student Loan Borrower Assistance

In November 2022, the Department of Education published final rules that will change regulations governing a variety of federal student loan cancellation programs as well as how interest impacts student loan burdens. The new rules will go into effect on July 1, 2023. . Across the board, these rules are a huge improvement.