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Required Credit Score for Private Student Loans — What to Know

Student Loan Planner

The credit score needed to qualify for a private student loan varies between lenders. Generally, you need at least a good credit score to qualify for a private loan, although some lenders might allow you to qualify for a loan with a lower score.

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How to Refinance a Student Loan: Options for International Borrowers

IEFA

Refinancing your international student loans can be a game-changer in managing your student loan debt more efficiently and potentially reducing the amount of interest you pay by thousands of dollars. But, what are the steps to refinance, and what challenges do international students face in this process?

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How to Find a Cosigner for Student Loans When Your Parents Aren’t an Option

Student Loan Hero

Students and graduates needing to find a cosigner for student loan aid typically ask Mom or Dad. But if your parents aren’t an option, you’ll be happy to know that private lenders are often flexible about who can serve as the guarantor of your loan agreement. cosigner for international students.

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Federal Student Loan Limits: How to Pay for College When You Max Out

Student Loan Hero

Federal student loans are a popular way to pay for college since they offer low-interest rates and flexible repayment terms. However, the Department of Education sets student loan limits, restricting how much you can borrow per year and in total throughout your entire educational career. Federal student loan limits.

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Is a Spouse Responsible for Student Loans? How Marriage Impacts Debt

Student Loan Hero

Understanding how marriage affects student loans can be tricky. For instance, you might wonder whether a spouse is responsible for student loans incurred before marriage, or what happens after a divorce. However, this depends on when the debt was acquired, who cosigned the loan and where you reside.

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The Financial Impact of College Closures

College Planners of America

Some students may choose to attend an associated college that has made an arrangement with their school. A student could spend their precious college years losing friends, mentors, coaches, and campus jobs. Not to mention the high cost of losing credits in unplanned transfers. This is not a far-fetched scenario. Colleges fail.

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Choosing a college or a university in the USA

IEFA

Harvard, Stanford, MIT and Caltech are just a few big names international students dream about. As students and parents consider their future educational options, they may become confused about the distinction between colleges and universities. Universities differ from one another according to many factors. What is a College.