Student Loan Planner

MARCH 24, 2024

Student loan riders are an optional addition to a long-term disability insurance policy. They’ve gained popularity over the past several years due to the huge accumulation of student debt among U.S. appeared first on Student Loan Planner. college graduates.

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Student Loan Planner

SEPTEMBER 22, 2023

Long-term disability insurance can protect your paycheck if you can’t work due to a disabling injury or illness. But what happens if your disability only causes limitations to your ability to work, rather than causing a total disability? It depends on whether you have a residual disability rider or not.

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Student loans Students 52

Student Loan Planner

JULY 21, 2023

Disability insurance has a long list of policy decisions, including choosing optional riders to enhance your coverage. One popular add-on is the cost of living adjustment (COLA) rider, which adjusts your disability income to keep pace with inflation.

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Student loans Students 52

Student Loan Planner

AUGUST 22, 2023

There are many decisions physicians need to make when buying disability insurance, including choosing a strong definition of disability and deciding whether to include policy riders that will enhance your coverage. One rider to consider is a catastrophic disability benefit.

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Student loans Students 52

Student Loan Planner

JUNE 12, 2023

Long-term disability insurance policies have many optional add-ons, called policy riders, that can enhance your coverage. One of the most popular disability insurance riders is the future purchase option (FPO). It allows you to increase your coverage later without additional medical underwriting.

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Student loans Students 52

Student Loan Planner

NOVEMBER 8, 2023

Disability insurance policies come in many flavors, some of which can leave a sour taste when it comes time to file a claim. The smallest policy nuance can change your disability coverage in a big way.

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Student loans Students 52

Student Loan Planner

FEBRUARY 14, 2023

If you’re a high-income healthcare professional, then long-term disability insurance should be a financial planning priority. Getting the right disability policy today, based on your medical or dental specialty, can protect your income if you can’t physically work.

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Student loans Students 52