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FHA Student Loan Guidelines: What You Need to Know

Student Loan Planner

If you have student loan debt and want a home loan, your debt-to-income ratio (DTI) will be considered by mortgage lenders. How student loans are treated in a home purchase varies based on the lender and mortgage program. Depending on the outstanding student loan balance, it could be prohibitive for home buyers.

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Report: Biden SAVE Plan May Increase Likelihood of Homeownership for Borrowers

Diverse: Issues in Higher Education

Under the Biden-Harris administration’s student loan SAVE repayment plan, low- to moderate-income borrowers may be able to not only save more money, but also have an easier time owning homes for themselves, according to a joint report from the Center for Responsible Lending (CRL) and the California Policy Lab (CPL).